

Guidelines for submitting articles to Mazarron Murcia
Hello, and thank you for choosing Mazarron Murcia to publicise your organisation’s info or event.
Mazarron Murcia is a website set up by Murcia Today specifically for residents of the urbanisation in Southwest Murcia, providing news and information on what’s happening in the local area, which is the largest English-speaking expat area in the Region of Murcia.
When submitting text to be included on Mazarron Murcia, please abide by the following guidelines so we can upload your article as swiftly as possible:
Send an email to editor@spaintodayonline.com or contact@murciatoday.com
Attach the information in a Word Document or Google Doc
Include all relevant points, including:
Who is the organisation running the event?
Where is it happening?
When?
How much does it cost?
Is it necessary to book beforehand, or can people just show up on the day?
…but try not to exceed 300 words
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Autumn guided tours and activities at the historic Roman sites of Cartagena
Cartagena Puerto de Culturas offers a range of attractive options for all the family, including boat tours and archaeological visits
The autumn heralds a new season of events and activities organized by Cartagena Puerto de Culturas with the emphasis on the Roman heritage of the city, featuring guided visits, boat trips and activities for all the family as they discover how Cartagena became one of the great cities of the western Roman Empire.
Tickets for all events are available through the Cartagena Puerto de Culturas website and further information can be requested by telephone on 968 500093.
“CARTAGENA ROMANA Y MEDITERRÁNEA” is a guided visit which begins at the Roman Theatre and carries on to the Forum museum, where the thermal baths and sacred shrines to Isis and Serapis can be seen. The visit ends out on the water aboard the tourist boat, seeing the natural harbour which made such an important contribution to the growth of Cartagena.
The tour is held on Saturdays in October, November and December and on the national holidays of 6th and 8th December at 11.30. After a break for lunch the boat trip begins at 16.30. Tickets 16 euros (14 euros for those entitled to reductions).
“VEN AL TEATRO. ROMANO SOY” is an activity for all the family as everyone learns about the Roman theatre and its Greek predecessor. A trip through the time tunnel includes riddles and games, and once in the theatre itself a brief comedy and live music are performed.
The tour is held on Saturdays in October, November and December at 11.00, tickets 4 euros.
“CARTHAGINESES Y ROMANOS” is a guided history tour, telling the epic story of the Carthaginians and the Romans in which the battle of Cartagena was one of the most important episodes as two of the most powerful civilizations in the Mediterranean clashed. The tour includes visits to the wall from which Hannibal departed for Rome, to a complete Roman home and of course the magnificent Roman theatre.
The tour is held on Sundays in October, November and December at 11.00, starting at the Punic Wall. Tickets 16 euros (14 euros for those entitled to reductions).
“DEL TEATRO A LA DOMUS DEL PÓRTICO” is another guided visit, this time starting at the Roman Theatre and heading for one of the most important areas of the ancient city, the fishermen’s district in Callejón de la Soledad to see the remains of the Domus del Pórtico.
The tour is held on Sundays in October, November, December, January and Fenruary at 11.00, starting at the Roman Theatre. Punic Wall. Tickets 7 euros.
For more upcoming events in the Region of Murcia go to the What’s on section of Murcia Today.
Financial Advice Issues for Expats in Spain
I have been a Qualified Financial Adviser for almost 35 years now. 25 years in the UK for major institutions such as Natwest, RBS and Royal London. I have been in Spain giving expats financial advice now for 10 years and it is quite remarkable the different approaches as well as advice that are required for an expat now living in Spain. Blacktower is a company that has specialised in providing the best solutions for its clients living outside the UK for 30 years also.
The currency issue is always high on the agenda and a discussion for the long-term future has to be taken onto account. Questions like What will happen if one partner dies? Will the other remain in Spain? What about other family members? What Inheritance tax provisions do you have in place? The list goes on and on.
Existing portfolios and investments that were the mainstay of portfolios in the UK may now be obsolete. An example of this is quite often tax efficient products in the UK like ISA’s and previously held TESSA’s: PEP’s actually have low growth rates and provide no tax advantage to a Spanish fiscal resident.
Existing pension holdings either paid by the state or private pensions built up through working lifetimes are topics that have to be covered. Many expats have lots of small pensions from many ex employers and can be confused by the communications and administration in dealing with them. At Blacktower we specialise in advising on how to consolidate and bring all these pensions together in one place.
Bank accounts and investments in Spain always bring up lots of questions too. Quite often the small print associated with financial products in Spain is in Spanish this can make it very difficult even if you have a good grasp of the language. Understanding Jargon in English is sometime difficult enough. I provide clear easy to understand letters and documents in English so that you fully understand any terms and conditions before making a decision.
Advice on tax efficiency is just as important and offering good returns. There are products available exclusively for Spanish expats that can provide invaluable benefits. Having a good base knowledge of the tax implications both now and in the future is an essential ingredient to making a sound decision.
I will complete a thorough factfind, ask you the right questions, establish your individual needs, attitude to risk and capacity for loss and desired returns before providing you with a full written report of advice and my recommendations in plain English. You will then have time to read and consider all the information before contacting me with how you wish to proceed.
Click for more information about Keith Littlewood.
The above information was correct at the time of preparation and does not constitute investment advice and you should seek advice from a professional adviser before embarking on any financial planning activity.
This communication is for information purposes only and it does not constitute advice or a recommendation. The value of investments can go up as well as down, and investors may not get back the full amount invested. The Blacktower group of companies operates across multiple jurisdictions, each authorized under its respective regulatory license. For further information, please refer to the relevant regulatory page.